CDs
Certificates of Deposit at Pilot Grove Savings Bank

Secure Your Financial Future with a Trusted Local Bank
Looking for the best certificate of deposit rates or a safe investment option in your area? At Pilot Grove Savings Bank, we make it easy for you to grow your savings while keeping your money secure. Our FDIC insured CDs offer competitive CD rates, flexible terms, and peace of mind—all from a bank that’s built on trust, loyalty, and commitment.
Grow Your Savings with a High-Yield CD
A CD account is a low-risk, interest-bearing deposit with a fixed term plan. It functions like a high-interest savings account, allowing your money to grow over time. Whether you’re saving for a child’s education or planning for retirement, a CD is a smart way to earn more from your savings.
Key Features & Benefits of a CD:
- Low Minimum Deposit: Open a CD with as little as $500, making it accessible for all types of savers.
- Reliable Interest Earnings: Interest is compounded and credited either semi-annually or at maturity, depending on your selected CD term.
- FDIC Insured Protection: Your deposit is federally insured up to the maximum allowed by law, ensuring your investment is protected.
- High-Yield CD Rates: Earn more interest compared to standard savings accounts.
- Flexible Term Options: Choose from fixed durations ranging from 6 months to 5 years.
- Early Withdrawal Policy: Penalties may apply for early withdrawals, so choose a term that aligns with your financial goals.
- Variable Rate Environment: Interest rates and annual percentage yields are subject to change and reflect current market conditions.
Invest with Confidence
When you bank with Pilot Grove Savings Bank, you're not just opening an account—you’re building a relationship with a team that values long-term financial growth and personal services. Whether you’re a first-time investor or planning your next milestone, we’re here to help you every step of the way.

Start Growing Your Savings Today
Ready to open a certificate of deposit with one of the most trusted banks in Iowa? Find a Pilot Grove branch near you! Let’s talk about the right CD terms for you and how we can help you meet your savings goals.