Calculators
Smart Financial Calculators for Confident Decisions
Plan, Compare, and Save Smarter
At Pilot Grove Savings Bank, we believe every financial choice deserves clarity. That’s why we’ve created a full suite of easy-to-use financial calculators designed to simplify your money management. Whether you’re planning a new mortgage, consolidating debt, or building your retirement savings, these tools help you make informed, confident decisions every step of the way.
Credit Card & Debt
Take control of your finances with tools like the Credit Card Payoff and Personal Debt Consolidation calculators. Estimate how long it’ll take to pay off your balances or explore the impact of combining multiple debts into one manageable payment. Students can also use the Loan Consolidation & Payoff tool to find faster paths to freedom from student debt.
Insurance
Protect what matters most with insight-driven calculators. Compare HSA Contributions and HSA Goals, or see how your HSA vs. Traditional Health Plan stacks up. Explore your Life Insurance or Disability Insurance needs and gain confidence in your coverage choices.
- HSA Goals
- HSA Contributions
- HSA Savings
- HSA vs. Traditional Health Plan
- Life Insurance
- Disability Insurance
Loans & Mortgages
From your first loan to your forever home, our calculators guide you through it all. Analyze Loan & Credit Line Payments, test Amortizing Loan schedules, or compare borrowing options. Considering a home purchase or refinance? Tools like the Mortgage Qualifier, Mortgage Refinance, and Rent vs. Buy calculators help you weigh every option and find what fits your budget best.
- Loan & Credit Line Tax Savings
- Amortizing Loan
- Loan & Credit Line Payment
- Loan Comparison
- Line of Credit Payoff
- Alternative Payment Frequencies
- Enhanced Loan Options
- Debt Consolidation
- Home Equity Line of Credit
- Existing Loan Analysis
- Bi-Weekly Payment
- Mortgage Loan
- Mortgage Tax
- Adjustable Rate Mortgage
- Mortgage APR
- Reverse Mortgage
- Mortgage Payoff
- Mortgage Points
- Mortgage Qualifier
- Mortgage Refinance
- Rent vs. Buy
- Refinance Savings
- Mortgage Comparison
Personal Finance & Retirement
Stay on top of your personal goals with Net Worth, Checkbook, and Home Budget calculators. When it’s time to think ahead, our Retirement, Roth IRA, and 401 (k) Savings tools show how your contributions today can grow into a confident tomorrow.
- Credit Assessment
- Net Worth
- Checkbook
- Home Budget
- Roth IRA
- Roth Conversion
- 401k Savings
- Traditional IRA
- Social Security
- Retirement Plan
Savings & Taxes
Turn your goals into reality with calculators for Compound Interest, College Savings, and CD Ladders. Estimate your future nest egg or explore how Taxes & Inflation might affect your returns. For annual planning, our 1040 Tax and Marginal Tax Rate tools provide easy insight into your potential obligations.
- Compound Interest
- College Savings
- Certificate of Deposit
- CD Ladder
- Spend Less
- Accumulate Savings
- Save a Million
- Savings Goals
- Emergency Savings
- Lunch Savings
- Savings, Taxes, & Inflation
- 1040 Tax
- Marginal Tax Rate
- 1040EZ Tax
Ready to See What’s Possible?
Start exploring the Pilot Grove Savings Bank calculators today and see how small adjustments can make a big difference. Whether you’re managing debt, saving for the future, or planning your next big financial move, our calculators give you the insight to move forward with confidence.